Our specialist lenders say Yes, when traditional lenders say No.

Specialist Lending is all about providing solutions.

Our partner, Pepper Home Loans always looks at the bigger picture. They take your individual circumstances into account and in many cases can accept common scenarios that many traditional lenders decline.

  • Self-employed income with ABN registered for more than 3 months
  • 1 day GST registration
  • Unlimited number of defaults
  • Mortgage arrears accepted
  • Verify income with business bank statements

Suitable for:

  • Self-employed
  • Business Start-ups
  • Business Expansion
  • ATO debt
  • Defaults and Mortgage Arrears
  • Discharged Bankrupts
  • Debt Consolidation‚Äč

Prime Solutions

  • A standard home loan with a variable interest rate and repayment options, and typical loan features such as a 100% interest offset sub-account.

Near Prime Solutions

  • A home loan for borrowers who have maintained a clean credit history for the last 2 years.

Specialist Solutions

  • A home loan catering to borrowers who may have had credit impairment within the last 2 years.


Simply fill in the form below and a specialist will contact you directly to discuss your home loan needs: